We start with a deep-dive review of your credit reports from all three major credit bureaus (Experian, TransUnion, and Equifax). Our team carefully identifies:

• Inaccurate personal information (misspelled names, wrong addresses, etc.)
• Outdated accounts that should no longer be reported
• Accounts with inconsistent data across bureaus
• Negative items that may be inaccurate, unverifiable, or unfairly reported

Once we identify questionable items, we use fact-based and law-backed dispute methods to challenge them directly with the credit bureaus, creditors, or collection agencies. This includes:

• Sending tailored dispute letters citing applicable consumer protection laws (FCRA, FDCPA, Metro 2 guidelines)
• Following up to ensure timely responses within legal timeframes
• Requesting proper validation and documentation from creditors

We believe that repairing your credit is only part of the journey—maintaining it is the real victory. That's why we provide:

• Credit score improvement strategies (managing utilization, payment history, etc.)
• Debt repayment and budgeting tips
• Guidance on building positive credit trade lines
• Avoidance strategies for common credit pitfalls

Credit repair isn't a "one-and-done" process—it's a partnership. We offer:

• Monthly progress updates so you can track improvements
• Continued monitoring for changes on your credit reports
• Assistance with new disputes if new errors appear
• Access to our support team for questions and guidance anytime